Terms of Use

This page sets forth the conditions and terms under which the Mutual Assurance Society of Virginia provides this site and conditions that govern its use. By using our site, a visitor agrees to be bound by these terms and conditions.

If you do not accept these terms and conditions, do not continue to use or access our site.

Accuracy of Information
We will make every effort to provide accurate, up to date and complete information on this website. However, Mutual Assurance does not warrant or guarantee the accuracy, timeliness or completeness of the information provided on this website.

Mutual Assurance reserves the right to change or update any information on this site without notice. We may also make improvements or changes to products and or coverages outlined in this website without any prior notice.

Links
Mutual Assurance provides hypertext links to third party sites that it feels would be of interest to our visitors and customers. These sites are provided as a free service and are not considered part of our website. As such the publishers of those sites wholly own their content. We do not warrant or guarantee the accuracy of any site not under our control. Our link to these sites does not represent an endorsement of the content of these sites nor an association with the publisher of the site. Questions regarding the content of these sites should be directed to their publisher.

Products and Services
The information presented in this site is not intended to replace, amend or supersede any insurance contract. It should not be viewed as an offer to sell or solicit the purchase of any insurance product or service. The information is provided to educate visitors about the Mutual Assurance Society of Virginia.

The Mutual Assurance Society of Virginia is licensed to sell and offers policies to residents of Virginia. For more information on our coverage territory, please contact us in our Richmond, Virginia, office or contact an agent near you. To locate an agent in your area, visit the Agent Finder page on this site.

THE SITE, INCLUDING BUT NOT LIMITED TO ITS INFORMATION, AND SOFTWARE (the “SITE MATERIALS”) IS PROVIDED “AS IS” WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED. THE SITE MATERIALS MAY INCLUDE INACCURACIES OR TYPOGRAPHICAL ERRORS. MUTUAL ASSURANCE DOES NOT WARRANT THAT USE OF ITS SITE WILL BE UNINTERRUPTED OR ERROR-FREE, OR THAT THIS SITE OR THE SERVER THAT MAKES IT AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. MUTUAL ASSURANCE HEREBY DISCLAIMS ALL WARRANTIES REGARDING THE SITE MATERIALS, INCLUDING ALL IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NONINFRINGEMENT.

MUTUAL ASSURANCE SHALL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL OR CONSEQUENTIAL DAMAGES ARISING OUT OF OR IN ANY WAY CONNECTED WITH THE USE OF THIS SITE OR WITH THE DELAY OR INABILITY TO USE THIS SITE, FOR SITE MATERIALS, OR OTHERWISE ARISING OUT OF THE USE OF THIS SITE, WHETHER BASED ON CONTRACT, TORT, STRICT LIABILITY OR OTHERWISE, EVEN IF MUTUAL ASSURANCE HAS BEEN ADVISED OF THE POSSIBILITY OF DAMAGES. BECAUSE SOME STATES/JURISDICTIONS DO NOT ALLOW EXCLUSIONS OF WARRANTIES OR LIMITATIONS OF LIABILITY, THE ABOVE EXCLUSIONS AND LIMITATIONS MAY NOT APPLY TO USER.

Permissive Use and Copyright Policies
You may refer to, cite or make copies of any information present on this site only for your own noncommercial use. You must receive authorization in writing from Mutual Assurance to distribute copies of this information to others. All images, graphics, text, or other content on this site is the property of Mutual Assurance Society of Virginia. Copyright © 2001 Mutual Assurance Society of Virginia. All rights reserved.

The Mutual Assurance Fire Mark is a registered service mark of, and Mutual Assurance, the Old Mutual, and the Society are all trade names for the Mutual Assurance Society of Virginia.

Governing Law and Forum
This Agreement is governed by the laws of the Commonwealth of Virginia, U.S.A. without giving effect to any principles of conflicts of law. User consents to the exclusive jurisdiction and venue of courts in the Commonwealth of Virginia, U.S.A. in all disputes arising out of or relating to this Site. Use of this Site is unauthorized in any jurisdiction that does not give effect to all provisions of this Agreement. Users who use this Site outside of Virginia are responsible for compliance with local laws. If any provision of the Agreement shall be unlawful, void or for any reason unenforceable, then that provision shall be deemed severed from this Agreement and shall not affect the validity and enforceability of the remaining provisions.

Questions regarding this policy may be directed to Webmaster.