What is the best home insurance in Winchester, Virginia?
With a 95% retention rate - the highest of any home insurance provider in Virginia, our policyholders think we are.
It's the way home insurance was meant to be.
A homeowner's policy with Mutual Assurance is unlike any other you've had. Here's what makes us so unique.
Introducing the
Perpetual Policy,
where savings
accumulate
year-over-year.
Unlike a typical home insurance policy, with our perpetual policy, you pay a one-time premium that covers the entire life of the policy.
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After that, you pay only a low annual assessment that is a small percentage of the annual premium. The assessment percentage can change from year-to-year but in recent years has held steady between 15%-25%.
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The longer you keep your policy, the more you save, and that savings can quickly add up to thousands.
Here's what two of our policyholders have said online:
"A policy that never expires, rates after the first year that are 75% off what you paid the first year - and will pay every year after that. Outstanding service, customized coverage - there is no better home insurance provider in Virginia."
Caroline T., Lynchburg
Mutual Assurance Society of Virginia is THE way to go. I tried them after two friends raved about them. The first year is high but drops dramatically after that. I switched over in 2011. I calculated a savings of $9,067. 94 since then. That is more than I've paid MAS of VA over that period of time.
Fred E., Richmond
How can I get a perpetual policy with Mutual Assurance?
Our underwriting process is very thorough and we take the time to get to know you and your home.
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Here are the steps to becoming a member:
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Get a hassle-free, no-obligation estimate.
Get an online estimate in 30-second or speak to a representative to see if your home qualifies and to get a general idea of your costs.
Schedule a free home inspection.
We conduct a free inspection of your home to provide common sense measures that protect your home and ensure you have the right coverage.
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Discuss your coverage with an underwriter.
You will be assigned an underwriter who will provide a formal quote and personally handle your membership. You are under no obligation to proceed, but for most, the savings opportunity is too good to pass up!
Copy of a policy from 1796 on the Dowdall house in Winchester, VA