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Mother and Son

The Perpetual Policy

With Mutual Assurance’s unique perpetual homeowner policy, members pay a one-time premium and a low annual assessment, resulting in much lower costs over the life of their policy. Sound too good to be true?

The Perpetual Policy

With Mutual Assurance’s unique perpetual homeowner policy, members pay a one-time premium and a low annual assessment, resulting in much lower costs over the life of their policy.

Sound too good to be true?

Or call us at (800) 648-1794

The way homeowners insurance was meant to be.

What Our Members Say

Testminonial from customer with African American in cardigan sweater sitting on desk edge background

“Mutual Assurance Society for homeowners is hands down the best - they beat everyone. You pay a little more to get in in the beginning, and they have strict requirements, but the savings is unbelievable! Never had any issues with them on every house I have owned. Best secret in Virginia!”

Lauren Lane - Member | Nextdoor Review

What would you do with the money you save?

With Mutual Assurance, you can see your dreams become realities faster than you thought.

Retirement and 529 goals and bucket list trips can all be accomplished sooner

with the annual savings we offer.

Our Advantages

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Priority

Founded on Benevolence

Close up of ornate Mutual Assurance Iron plaque on outside of building
Stability

227 Years In Business

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Member Experience

95% Customer Retention

Portability

Checklist
Partnership

Careful
Underwriting Criteria

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Portability

You Can Take It
With You

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Reliability

24/7/365

Virginia Home Insurance Provider

Antique drawing of Mount Vernon from 1790's insurance policy.
Header drawing of Lady Union hodling scales, shield, wearing toga, on old policy.

Spotlight

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