News & Announcements

July 8, 2020

Tips For Making This Year’s Grilling Season Your Safest

Handsome man is making grill barbecue. Group of friends are having bbq party outdoors on the backyard.Every year, backyard grills cause hundreds of fires throughout Virginia. For the sake of your family, your guests, and your home itself, take these extra steps to help ensure your cookout is safe.

  • Before lighting the grill, move it away from your home or anything flammable. An area that offers 10 feet of space in all directions is best, not under a tree or near foliage that might catch fire.
  • Check the grill’s condition for cracked hoses or leaking tanks. Do not use if in doubt.
  • Make sure your grill is on a level surface to prevent tipping of falling over.
  • Keep a fire extinguisher handy. You don’t want to have to go searching for it if an accident occurs.
  • Keep children and pets at a safe distance.
  • Wear a grilling apron, no loose clothing that could blow into a flame, and use long -handled tools to prevent burns on your hands and arms.
  • Use only lighter fluids meant for charcoal and remember that less is more.
  • Make sure your fire is out completely before leaving the grill unattended. Pour water on charcoal.

How your home insurance protects your home

An accidental fire is covered by your home insurance policy. This includes siding, walls, roof, and other structure components. It will also cover other structure on your property like sheds, decks, or garages. Your policy can also help cover the cost of replacing your belongings if fire damages some items inside (or outside) your home.

The liability portion of your coverage also covers injuries to others.  If you have questions about your coverage, just reach out to your broker.

Now that you know how to grill safely, bon appetite!