225 Years of Service & Savings

If you want to learn more about us, you’re in the right place. 


One of the principals of mutual insurance companies like ours is that "through union there is strength." Risk and reward are shared by all members, but meticulously managed by us through careful risk assessment and sound investment of the Society's funds.


When homeowners qualify, they know they have joined something unique. Something truly special. With a 97% customer retention rate, We stand apart from all other home insurance providers in Virginia., especially in year-over-year savings.


The defining difference between stock insurers and us is that we operate solely for the benefit of our policyholders. We and our policyholders share an alignment of interests that is unique and not beholden to shareholders and investment fund managers.

Who we Are

Started in 1794, Mutual Assurance Society has been insuring homes across Virginia ever since. Founded on benevolence, our member focused model of doing business puts the needs and safety of our policy holders ahead of all other concerns.

If you are interested in learning more and to see if you qualify, please click on the Pre-Qualify button at the top of this page and we’ll be happy to review our unique process and product with you. 


We strive to provide the best service in the business and believe our 95% member retention rate supports our belief that we do.
But, don’t take our word for it, read what some of our members have to say.

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